Exchange Rates Live Currency Exchange Rates - Investing.com
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Was just wondering what your opinions are on when USD forex will go back to pre covid levels. I get paid in USD in my online job and I consider it my extra savings so I’m thinking of what to do, if I should convert or wait. I talked to someone I know who works at a private bank here in the PH and their analysts opinion is baka 1st quarter of 2021 pa.
Transferring money from Canada and Forex rates : wire transfer versus Transferwise
I plan to transfer more than 100000 CAD from India. Indian rupees(INR) to CAD; Indian bank account flat fees+ foreign exchange rate + a flat fee of 15-20 CAD from Canadian bank account. My service fees for both banks are less than 50 CAD ( 1000 INR + 20 CAD + taxes). Do get a bad exchange rate?YES!!! Approximately for every 100000 CAD transfers not done through Transferwise I loose 1400 CAD ICICI Minimal Remittance Service Charge (B) (Inclusive of GST):
INR 11390.00 for 1 Million INR
INR 2693.00 for 100000 INR
INR 3939.55 for 10207 CAD (max allowed is 10000 USD)
Fees are higher INR2756 more
So for 100000 CAD
you pay 2756 X 10 =27560 INR more
But you also get 200 X 10 = 2000 CAD more
Net gain 2000CAD - 506.71 (27560/54.39)= 1400 CAD
Fee charged by Canadian bank for transfer wise; for Indian bank(ICICI),it is around 16 CAD ~20 CAD
Transferwise caps a maximum f 10000 USD per transfer; I simplified calculation and equated 1USD= 1 CAD ; that’s incorrect.
For every 100000 CAD transferred to Canada from ICICI, you loose 1400$
I want to get my money changed to some other currency, let's say GBP, and currently, the rate is 85.71 Rupees/ GBP. I went to a lot of dealers and none of them quoted less than 88 Rupees. Now I want to understand how is this 88 rupees decided since the rate today is about 86. They probably have their commissions but when I ask them about the current rate, they say that it is due to some RBI standardized rate or something. Can somebody break this down for me?
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When the cards are rolled out to the EU, and presumably will default to Euros, how will they work when using them in non-Euro countries? Will I be able to pay with Euros in Poland, Norway, etc? And if so, how much will it cost me? Will Crypto.com work like Revolut and exchange at the market rate? If so, Crypto.com would become a super-charged much better Revolut with actual cashback and benefits. Looking forward to some insights. Worst-case scenario, I'll test it out when it comes... (if ever)
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